How does Shop Pay Installments Work?

Eazynappy by making a Partnership with Shop Pay is offering USA-based customers the possibility to choose to split their purchase into 4 equal, interest-free installment payments or upto 12 month payments for orders upto 17,500 USD.  There are no additional charges, interest rates, or late fees passed on to customers.

According to Shop Pay, customers' credit scores aren't affected if they use Shop Pay Installments. However, if a customer doesn't pay their installment or make a late payment, they might not be eligible to make purchases using Shop Pay Installments in the future.

To use Shop Pay Installments, a customer goes through the following steps:

1. The customer adds items to their cart.
2. The customer checks out using Shop Pay.
3. The customer selects Shop Pay Installments and chooses to pay for their order in 4 installments or 12 months payments.

After a customer selects Shop Pay Installments, they review their purchase and are presented with one of the following options:

    • Make their first payment at checkout
    • Make their first payment 2 weeks after the purchase was made
    • Selects 12 Month Payments
    The remaining payments are automatically charged to the customer's debit or credit card as per the set plan by the customer. Customers get an email reminder before each payment is charged.